Worried about flooding? Here are some steps you can take to prepare
ST. PAUL -- In the aftermath of extreme rain and snow storms across the state, homeowners are preparing for possible flooding and other damage.
So what can you do to get ready? The University of Minnesota Extension has a few tips.
- First, check your insurance. Make sure you know what is and isn't covered by your policy and talk to your insurance agent if you need more details or want to add coverage. Keep in mind that there may be a 30-day gap between when you buy your insurance and when it takes effect.
- Gather important documents and paperwork and stash them in a small, airtight container that you can take with you.
- And set a plan with your family about what to do in an emergency situation.
- Write an inventory of your property and items (especially valuable ones) in your household with detailed descriptions, date purchased, original cost and repairs or changes made to an item. Having the list and possibly photos can help ensure you have the right insurance to cover your property and help prove the value of your items if they are damaged or destroyed.
“The possibility of flooding after this snowy winter underscores the need to be ready,” Sara Croymans, University of Minnesota Extension family resilience educator, said in a news release. “Even for families unlikely to affected by flooding, it’s a good time to assess what you need to do to be prepared for any disaster.”
Already dealing with flood damage? The Better Business Bureau of Minnesota and North Dakota has some tips for getting your home cleared of water and mold.
And the University of Minnesota Extension offers guidance on cleaning up your home, lawn or agricultural buildings after a flood. Extension also has a printable toolkit that can help you recover financially after a disaster.