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Low-interest loans are now available

Low-interest home improvement loans and grants are available through USDA Rural Development for very-low income families. In Goodhue and Rice counties, the market value needs to be less than $200,160.

Grants are limited to elderly homeowners over the age of 62 and can only be used to remove health or safety hazards or remodel dwellings to make them accessible to household members with disabilities. The maximum grant assistance is $7,500.

Loan funds can be used for making basic repairs, installing essential features or to remove health and safety hazards. The maximum loan amount is $20,000, at an interest rate of one percent with a repayment period of up to 20 years.

For assistance, contact the USDA Rural Development, 1810 30th St. N.W. No. 3, Faribault, MN 55021.