Mortgage Electronic Registration Systems, Inc. vs Benson

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 06/01/2009

MORTGAGOR(S): Trevor L Benson and Megan E Benson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A.

SERVICER: Bank of America, N.A.

MORTGAGE ID #: 1000255-0000037335-5

DATE AND PLACE OF RECORDING: Recorded June 02, 2009,Goodhue County Registrar of Titles, Document No. T 22855 Against Certificate of Title no. 5811.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated:June 25, 2011,Recorded November 08, 2011,Goodhue County Registrar of Titles, Document No. T-24561 Against Certificate of Title no. 5811.

LEGAL DESCRIPTION OF PROPERTY: PARCEL 1:

All that part of the West Half (W1/2) of the Southwest Quarter (SW1/4) of Section 22, Township 113 North, Range 15 West, in Goodhue County and State of Minnesota, described as follows: Beginning at an iron on the East line of Cannon View Drive distant 545 feet North of its intersection with the North line of Wright Street; thence North 80 feet; thence East 161.5 feet; thence South 9 degrees West 81 feet; thence West 150.5 feet to place of beginning.

PARCEL 2:

That part of the West Half of the Southwest Quarter of Section 22, Township 113, Range 15, Goodhue County, Minnesota, described as follows: Commencing on the west line of Hanson Avenue distant 863 feet North of its intersection with the Northerly right of way line of State Trunk Highway No. 61; thence North 35 feet, thence East 50 feet; thence North 44 feet; thence North 21 degrees 40 minutes West 105 feet to an iron; thence North 9 degrees East for 243.00 feet to the point of beginning of the land to be described, said point of beginning also being the northeast corner of tract number 23; thence South 9 degrees West for 81 feet to the southeast corner of said tract 23; thence run East 178.00 feet to the east line of the premises described as tract number 18; thence north 19.00 feet; thence North 36 degrees 20 minutes East for 80.0 feet, more or less, to its intersection with the easterly extension of the north line of tract number 23; thence run West for 210.00 feet, more or less, to the point of beginning.

EXCEPT THAT PART OF THE FOREGOING WHICH LIES NORTHEASTERLY OF A LINE RUN PARALLEL WITH AND DISTANT 164 FEET SOUTHWESTERLY OF THE FOLLOWING DESCRIBED LINE: From a point on the North and South Quarter line of said Section 22, distant 758.7 feet North of the South Quarter corner thereof, run Southeasterly at an

angle of 59 degrees 49 minutes with said North and South quarter line for 273.7 feet to the point of beginning of the line to be described; thence run Northwesterly on the last described course for 100 feet; thence deflect to the right on a 1 degree 00 minute curve (delta angle 30 degrees 00 minute) for 3000 feet and there terminating. ALSO EXCEPTING that part of the above described tract, adjoining and Southwesterly of the above described strip, which lies Northeasterly of the following described line: From a point on the above described line, distant 974.8 feet Southeasterly of its point of termination, run Southwesterly at right angles with said above described line for 164 feet to the point of beginning of the line to be described; thence run Southeasterly to a point which is distant 265 feet Southwesterly (measured at right angles) from a point on the above described line, distant 1574.8 feet Southeasterly of its point of termination and there terminating.

Torrens Property - Certificate of Title No. 5157 - Goodhue County

REGISTERED PROPERTY: Yes

TAX PARCEL NO.: 55.722.1580

ADDRESS OF PROPERTY:

261 Finrud Ave

Red Wing, MN 55066

COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,690.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,563.44

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, May 02, 2012, 2:00 p.m.

PLACE OF SALE: Main Lobby of Law Enforcement Center, City of Red Wing

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 11/02/2012 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: March 08, 2012

Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

Bank of America, National Association as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 209-7599

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-115612

3/14-4/18

Tags: public notices, foreclosures