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Published December 17, 2011, 12:00 AM

Minnesota First Credit and Savings vs Poole

NOTICE OF MORTGAGE AND FORECLOSURE SALE

NOTICE OF MORTGAGE AND FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 9, 2008

ORIGINAL PRINCIPAL AMOUNT: $103,876.55

MORTGAGOR(S): Michael A. Poole and Joyce Emma Poole, husband and wife

MORTGAGEE: Minnesota First Credit and Savings, a Minnesota corporation

LENDER: Minnesota First Credit and Savings, a Minnesota corporation

SERVICER: Minnesota First Credit and Savings, a Minnesota corporation

DATE AND PLACE OF FILING/RECORDING: The Mortgage dated September 9, 2008, was recorded on September 15, 2008, as Document Number A 559260 with the Office of the County Recorder of Goodhue County, Minnesota.

ASSIGNMENTS OF MORTGAGE: None

LEGAL DESCRIPTION OF PROPERTY:

State of Minnesota

Goodhue County

Lot 2 of Block 7 of Boxrud’s Subdivision of part of Lot 16 of Auditor’s Subdivision of Block 5 of Freeborn & Co’s Addition to the City of Red Wing, excepting and reserving 50 feet off of the rear end of said Lot 2, East of a line 50 feet East of the Section line, Goodhue County, Minnesota

PROPERTY ADDRESS: 1015 Central Avenue, Red Wing, Minnesota 55066

PROPERTY IDENTIFICATION NUMBER: R 55.100.0090

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $10,835.61

THAT, all pre-foreclosure and acceleration requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, February 8, 2012 at 10:00 a.m.

PLACE OF SALE: Lobby of the Law Enforcement Center, 430 W. 6th Street, Red Wing, Minnesota, 55066

to pay debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of sale by the mortgagor(s), their personal representatives or assigns

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: December 9, 2011

MEYER & NJUS, P.A.

BY Jeanine L. Johnson, #03866790

Stephen M. Harris, #0264179

1100 U.S. Bank Plaza

200 South Sixth Street

Minneapolis, Minnesota 55402-2181

Telephone: (612) 341-2181

ATTORNEYS FOR MORTGAGEE,

MINNESOTA FIRST CREDIT AND SAVINGS, INC.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR. IT IS NOT AN ATTEMPT TO COLLECT ANY DEBT THAT HAS BEEN DISCHARGED THROUGH A BANKRUPTCY PROCEEDING. THE NOTICES PROVIDED HEREIN ARE REQUIRED BY LAW AND PROVIDED AS A REQUISITE TO FORECLOSURE OF THE FIRST MORTGAGE ON THE REAL ESTATE DESCRIBED HEREIN.

12/17-1/21

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