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Published November 28, 2009, 12:00 AM

NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE:December 22, 2005

MORTGAGORS:Andy A. Hines and Erin G. Hines, husband and wife.

MORTGAGEE:Community Development Bank Center for Homeownership.

DATE AND PLACE OF RECORDING:Recorded December 30, 2005, Goodhue County Recorder, Document No. A 527789.

ASSIGNMENTS OF MORTGAGE:Assigned to: JPMorgan Chase Bank, N.A., Dated: December 22, 2005, Recorded: December 30, 2005, Document No. A 527790. And thereafter assigned to: Chase Home Finance LLC, Dated: October 16, 2009.

TRANSACTION AGENT: NONE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Community Development Bank Center for Homeownership

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC

MORTGAGED PROPERTY ADDRESS: 612 Red Wing Avenue, Kenyon, MN 55946

TAX PARCEL I.D. #: 66.680.0320

LEGAL DESCRIPTION OF PROPERTY:

All that part of the West Half of North East Quarter of Section 9 in Township 109 North, Range 18, East of the fifth principal meridian, described as follows, to-wit:

Beginning at a point 185 1/2 feet South of the South East corner of Overholt's Addition to Kenyon, and running thence South along the West line of Red Wing Avenue a distance of 58 feet, thence due West a distance of 240 feet, thence due North 58 feet; thence due East 240 feet to the point of beginning.COUNTY IN WHICH PROPERTY IS LOCATED:Goodhue

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,847.59

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 3, 2010 at 11:00 AM

PLACE OF SALE:Sheriff's Office, Main Lobby of the Law Enforcement Center, 430 West 6th Street, Red Wing, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: October 28, 2009.

Chase Home Finance LLC

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

30-6894

1082624838

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

(Nov. 14, 21, 28, Dec. 5, 12, 19)

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