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NOTICE OF MORTGAGE FORECLOSURE SALE

Wednesday, August 5, 2009 - 2:37pm

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 6/15/2004

MORTGAGOR(S): Richard R. Wells and Rena F. Wells, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc as nominee for Summit Mortgage Corporation

SERVICER: Countrywide Home Loans, Inc. MORTGAGE ID #: 100061904163000067

DATE AND PLACE OF RECORDING: Recorded June 18, 2004, Goodhue County Recorder, Document No. A506035.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP Dated: June 18, 2009, Recorded June 23, 2009, Goodhue County Recorder, Document

No.A567199.

LEGAL DESCRIPTION OF PROPERTY: Lot 7 in Block 1 of Sunrise Addition, Goodhue County, Minnesota.

TAX PARCEL NO.: 666000070

ADDRESS OF PROPERTY:

1144 Mantorville Rd. SE Kenyon, MN 55946

COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,513.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,738.11

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, October 21, 2009, 3:00 p.m. PLACE OF SALE: Main Lobby of Law Enforcement Center, City of Red Wing

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR^) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: July 13,2009

BAC Home Loans Servicing, LP Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

BAC Home Loans Servicing, LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651)291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-093260

(July 22, 29

Aug. 5, 12, 19, 26)


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