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NOTICE OF MORTGAGE FORECLOSURE SALE

Wednesday, July 22, 2009 - 2:36pm

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 11/28/2005 MORTGAGOR(S): David J Richter, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Guaranteed Rate, Inc.

SERVICER: Countrywide Home Loans, Inc.

MORTGAGE ID #: 1001963680000637234 .

DATE AND PLACE OF RECORDING: Recorded January 19, 2006, Goodhue County Recorder, Document No. A528520.

ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Home Loans Servicing LP Dated:March 03, 2009, Recorded March 09, 2009, Goodhue County Recorder, Document No. A563718.

LEGAL DESCRIPTION OF PROPERTY: Lot 1 of T.B. Sheldon & Co's Subdivision of part of Lot 9 of Smith Towne & Co's Addition to Red Wing according to the plat of said Subdivision on file and of record in the office of the County Recorder in and for said County of Goodhue- said T. B. Sheldon & Co's Subdivision is in fact a part of Block 9 of Freeborn & Co's Addition to Red Wing, Minnesota.

EXCEPT the following described real estate deeded to the City of Red Wing on March 30, 1964, recorded May 11, 1964, in Book E-10 of Deeds, page 456, described as follows:

Part of Lot 1, T.B. Sheldon & Co's Subdivision, Section 30, Township 113 North, Range 14 West, County of Goodhue, State of Minnesota, described as follows:

Beginning at the Northeast corner of said Lot 1; thence Westerly along the Southerly line of College Avenue 50 feet; thence Southerly 5 feet along the Westerly line of said Lot 1;

thence Easterly 50.25 feet to a point on the Westerly line of Pine Street which point is 10 feet Southerly from the point of beginning; thence Northerly 10 feet to the point of beginning and there terminating.

TAX PARCEL NO.: 554550010

ADDRESS OF PROPERTY:

1103 College Ave Red Wing, MN 55066

COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,927.75

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, July 01, 2009, 10:00 a.m.

PLACE OF SALE: Main Lobby of Law Enforcement Center, City of Red Wing

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: March 18,2009 .

Countrywide Home Loans Servicing LP Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H, Bruns

Attorneys for:

Countrywide Home Loans Servicing LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651)291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-090606

(Mar. 25, Apr. 1, 8, 15, 22, 29)

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to Wednesday, September 30, 2009, at 3:00 p.m., Main Lobby of Law Enforcement Center, City of Red Wing in said County and State.

Dated: July 13, 2009

BAG Home Loans Servicing LP fka Countrywide Home Loans Servicing LP Assignee of Mortgagee .

Peterson, Fram & Bergman, P,A.

By: Steven H. Bruns

Attorneys for:

BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651)291-8955

16751-090606

(July 22)