NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: April 5, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,009.00
MORTGAGOR(S): David L Gerdes and Crystal D. Gerdes, Husband and Wife
MORTGAGEE: Bank of America, N.A.
LENDER: Bank of America, N.A.
SERVICER: Bank of America Mortgage
DATE AND PLACE OF FILING: Filed April 9, 2007, Goodhue County Recorder, as Document Number A543626
LEGAL DESCRIPTION OF PROPERTY:
Lot 6, Block 4 of Institute Addition to the City of Red Wing
PROPERTY ADDRESS: 1032 Sturdevant St., Red Wing, MN 55066 .
PROPERTY IDENTIFICATION NUMBER: 55 300 0350
COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,756.96
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 19, 2009, 3:00pm
PLACE OF SALE: Sheriff's Main Office, 430 West 6th St, Red Wing, MN 55066 .
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A 3UDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: Dune 2, 2009
Bank of America, N.A.
SHAPIRO, NORDMEYER & ZIELKE, LLP
Lawrence P. Zielke - 152559
Diane F. Mach - 273788
Kristine M. Spiegelberg - 308845
Melissa L. Baldridge Porter - 0337778
Attorneys for Mortgagee
12558 West Frontage Road, Ste. 200
Burnsville, MN 55337
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
(June 5, 12, 19, 26, July 3, 10)