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NOTICE OF MORTGAGE FORECLOSURE SALE

Thursday, June 4, 2009 - 8:30am

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 21, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,800.00

MORTGAGOR(S): Kathleen M. Daniels, a single person Steven Culbertson, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING:

Recorded: March 07, 2005 Goodhue County Recorder

Document Number: 516254

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100010401431220848

Lender or Broker: Suntrust Mortgage, Inc.

Residential Mortgage Servicer: Litton Loan Servicing, LP

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue Property Address: 512 Minnesota St E, Cannon Falls, MN 55009-2220 Tax Parcel ID Number: 52-140-1010

LEGAL DESCRIPTION OF PROPERTY: Lots 8 and 9 in Block 69 of the Cannon Falls City Addition to the City of Cannon Falls, as per the recorded plat thereof, Goodhue County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,506.49

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: August 19, 2009 at 2:00 PM

PLACE OF SALE: Main Lobby, Law Enforcement Center, 430 W. Sixth Street, Red Wing, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or

assigns. . Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: June 04, 2009

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Wilford & Geske, P.A.

Attorneys for Mortgagee

Lawrence A. Wilford

James A. Geske8425 Seasons Parkway, Suite 105

Woodbury, MN 55125-4393

(651)209-3300

File Number: 004218F01

(June 4, 11, 18, 25, July 2, 9)