NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT
AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:
DATE OF MORTGAGE: June 30, 2017
MORTGAGOR: Koreen Harstad, a married person.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
DATE AND PLACE OF RECORDING: Recorded July 10, 2017 Goodhue County Recorder, Document No. A640244.
ASSIGNMENTS OF MORTGAGE:
Assigned to: Freedom Mortgage
Corporation. Dated July 19, 2018
Recorded August 14, 2018, as
Document No. A649387.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100521331005424756
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pacific Union
SERVICER: Freedom Mortgage
ADDRESS: 33619 240th Avenue, Goodhue, MN 55027
TAX PARCEL I.D. #: 310361402
LEGAL DESCRIPTION OF
THAT PART OF THE SOUTHEAST QUARTER (SE ¼) OF THE SOUTHEAST QUARTER (SE ¼) OF SECTION 36, TOWNSHIP 112 NORTH, RANGE 15 WEST, GOODHUE COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS:
COMMENCING AT THE SOUTHEAST CORNER OF THE SOUTHEAST QUARTER (1/4) OF SAID SECTION 36; THENCE NORTH, ASSUMED BEARING ALONG THE EAST LINE OF SAID SOUTHEAST QUARTER (SE ¼), 846.49 FEET TO THE CENTERLINE OF A TOWNSHIP ROAD LOCATED IN SAID SOUTHEAST QUARTER (SE ¼); THENCE CONTINUE NORTH ALONG THE EAST LINE OF SAID SOUTHEAST QUARTER (SE ¼), 253.51 FEET; THENCE SOUTH 89 DEGREES 56 MINUTES 24 SECONDS WEST, ALONG THE NORTH LINE OF THE SOUTH 1100.00 FEET OF SAID SOUTHEAST QUARTER (SE ¼), 645.15 FEET; THENCE SOUTH 34 DEGREES 22 MINUTES 45 SECONDS EAST 596.69 FEET; THENCE NORTH 82 DEGREES 22 MINUTES 39 SECONDS EAST, 237.13 FEET TO THE CENTERLINE OF SAID TOWNSHIP ROAD; THENCE NORTH 22 DEGREES 37 MINUTES 59 SECONDS EAST, ALONG SAID CENTERLINE, 156.32 FEET; THENCE NORTH 11 DEGREES 31 MINUTES 30 SECONDS EAST, ALONG SAID CENTERLINE, 65.20 FEET TO THE POINT OF BEGINNING. GOODHUE COUNTY, MINNESOTA. ABSTRACT PROPERTY. 31.036.1402
COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,779.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE,
INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,909.65
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above
described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 24, 2018 at 11:00 AM
PLACE OF SALE: Sheriff's Office, Main Lobby of the Law Enforcement Center, 430 West 6th Street, Red Wing, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 24, 2019, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."
Dated: August 22, 2018
Freedom Mortgage Corporation
Mortgagee/Assignee of Mortgagee
USSET, WEINGARDEN AND LIEBO, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
46 - 18-006133 FC
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
08/29/18 - 10/03/18