NOTICE OF MORTGAGE \FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that
default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 27, 2017
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,212.00
MORTGAGOR(S): Zachary G.
Richards, a single person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as
nominee for First Class Mortgage V, Inc., its successors and/or assigns
DATE AND PLACE OF RECORDING:
Recorded: March 01, 2017 Goodhue County Recorder
Document Number: A-637292
ASSIGNMENTS OF MORTGAGE:
And assigned to: Lakeview Loan
Dated: February 01, 2018
Recorded: February 14, 2018
Goodhue County Recorder
Document Number: A645381
Transaction Agent: Mortgage
Electronic Registration Systems, Inc.
Transaction Agent Mortgage
Identification Number: 101092805046593403
Lender or Broker: First Class
Mortgage V, Inc.
Residential Mortgage Servicer:
Flagstar Bank, FSB
Mortgage Originator: Not Applicable
COUNTY IN WHICH PROPERTY IS LOCATED: Goodhue
Property Address: 371 Spates Ave, Red Wing, MN 55066-1430
Tax Parcel ID Number: 55.935.0080; 55.895.0020
LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Oakwood Townhouses AND Lot 8 of Wilson's Oakwood Addition to Red Wing, Goodhue County, Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,801.28
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: May 02, 2018 at 10:00 AM
PLACE OF SALE: Main Lobby, Law Enforcement Center, 430 W. Sixth Street, Red Wing, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 02, 2018, or the next business day if November 02, 2018 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: March 14, 2018
ASSIGNEE OF MORTGAGEE:
Lakeview Loan Servicing, LLC
Wilford, Geske & Cook P.A.
Attorneys for Assignee of Mortgagee
7616 Currell Blvd Ste 200
Woodbury, MN 55125-2296
File Number: 039504F01